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How important is Accidental Damage Protection?
I'm getting an XPS M1530. It's gonna be used for college. Its total cost including tax is around $1147 or close to it. Unfortunately I have to get the CompleteCare thing along with accidental damage. I would love to have this for 4 years to cover me through college, but it will cost $518. This is like 45% of the laptop's price.
Would you say accidental damage is worth it?
C3PO5
2.7K Posts
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May 30th, 2008 07:00
Hi
Let me put it this way if you are by the pool a your dog knocks your
computer in the pool it is gone for ever,
but if you have the Accidental Damage Protection then it can be replaced .
Is it worth it to you that way ?
A accident can happen any time any where !
Good Luck
cebalrai
26 Posts
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May 30th, 2008 09:00
Yeah but at half the price of the computer in the first place... if your dog doesn't knock your computer into the pool then you still end up paying for half a computer anyway. And four years from now, what's going to be the value of your $1000 laptop? Maybe $200? So if you need a replacement you're going to pay them $500 for a $200 machine...
So you have to weigh for yourself whether or not it's worth it...
dgkpcon
3.6K Posts
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May 30th, 2008 11:00
O.K. have you ever been drinking a cup of coffee around your laptop....? And accidentally spilled it on the laptop?...
Either way as posted above,the complete care warranty will be worth it in the long run.
It might even be a year or two down the road if an accident happens and like most people,cursing scratching there head,wishing they had purchased the warranty.
Grayhair53
50 Posts
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May 31st, 2008 08:00
Accidental damage protection is like any other insurance; the insurance company (Dell) is betting that you will not make a claim and you are betting that you will make a claim. What if instead of your four years, something happens in six months?
To me just the mobile nature of a laptop exposes it to damage. The $500.00 price is misleading as approximately $380.00 is for an extended warranty (4 years In home service Parts & Labor) and $119.00 is for the Accidental Damage protection. Using your logic, I then pay $119.00 for a $200.00 computer an $81.00 win.
DeathRider
549 Posts
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May 31st, 2008 16:00
How many chances within those 4 years you could have an "accident" - as well as chance it could get stolen? My friend, comming off the commuter rail going into Boston got nudged and his laptop slipped/hit the pavement. Needed a new screen.
By the 4th year, the M1530 might have already been EOL and had a replacement like the M1540/50/60, ect. If so, they most likely will replace it with a newer model. It's not like when paying insurance for 4 years on a cell phone, they wanted to replace it with the same phone (after a $50 deduction) you could get online for $30...
I'm sure since it's "accidental," some go out of their way and have an "accident" in the 4th year...
But, since you're going to college, did you try and see if you can go through Dell's EPP?
With a 4 yr warranty, you would get up to 12% off that computer (8% from $800 - $1600, 12% for over $1600)
When I upgraded from a 3-> 4 year, it was $80 - 12% = $70.40 - then I got a $70 gift card;)
Also, if you can get it though EPP, you still get Photoshop Element and Premiere Elements for free.
If you choose the 15" Mobile Entertainment center (to get the full $599 off), upgrade from 3 -> 4 year, the total comes to $1579 (price before discount)...$31 dollars more, it goes from 8% -> 12% off.
And the computer is:
With the 8% off ($126.32), comes to $1452 before tax. If you upgrade the processor to a T9300 ($150), the total system cost is $1704 - 12% ($204.48), giving you a total of $1499.52 before tax.
This is assuming you are in the USA:(
smh6986
13 Posts
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June 1st, 2008 01:00
DeathRider
549 Posts
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June 1st, 2008 02:00
I can only guess Zell Dincht isn't in the USA with a German? username, but I think my advice still would apply to people that are in the USA and going to college.