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Dell Business Credit Agreement
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Dell Business Credit Agreement
Important information | |
Payment Type | Revolving line of credit |
Billing Period | Monthly, until balance is paid in full. |
Interest Rate | Interest rate depends on creditworthiness as determined by WebBank and will be disclosed after an application is complete up to a maximum interest rate of 29.49% |
Available Credit Lines | Up to $50,000, depending on creditworthiness. |
Minimum Transaction Size | None |
Application Processing Fees | None |
Late Payment Fees | $29 for account balances >=$100 <$250 $39 for account balances >=$250 |
Returned Payment Fee | $29 |
Monthly Payment Amount | Not applicable |
Avoid Paying Interest | To avoid paying interest, you must pay your balance in full each month, and the payment must reach us by the payment due date. |
Minimum Monthly Payment | Greater of $15 or 3% of the New Balance shown on the Statement, rounded up to the next dollar plus all past due amounts. |
Prepayment Policy and Fees | Borrower may prepay the entire balance without penalty. |
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Fair Market Value Lease | |
Payment Type | Fixed monthly payment lease |
End-of-Term Options | Upgrade technology and return old system(s) to Dell Financial Services or extend lease for a fixed period or purchase systems at the then Fair Market Value. |
Interest Rates | Interest does not accrue on a lease. Monthly payment is for the use of the equipment and based in part on the original cost of the equipment, the purchase option selected, and the customer’s credit history. |
Minimum Transaction Size | $500 |
Transaction Processing Fees | $75 |
Late Payment Fees | The greater of i) 5% of the late payment amount or ii) $29 for each late payment (or if less, the highest amount permitted by applicable law) |
Personal property tax management fees | There is a monthly charge for calculated personal property taxes. |
Grace Period | Not applicable |
Monthly payment amount | Payments are fixed. Customer must make the monthly payment plus any other miscellaneous items that might be due. |
Prepayment Policy and Fees | The lease is non-cancelable and may not be terminated early. |
Finance Lease | |
Payment Type | Fixed monthly payment lease |
End – of – term options | Upgrade technology and return old system to Dell Financial Services or purchase equipment for $1 |
Interest Rate | Interest does not accrue on a lease. Monthly payment is for the use of the equipment and based in part on the original cost of the equipment, the purchase option selected, and the customer’s credit history. |
Minimum Transaction Size | $500 |
Application Processing Fees | $75 |
Late Payment Fees | The greater of i) 5% of the late payment amount or ii) $29 for each late payment (or if less, the highest amount permitted by applicable law) |
Personal property tax management fees | There is a monthly charge for estimated personal property taxes. |
Grace Period | Not applicable |
Monthly payment amount | Payments are fixed. Customer must make the monthly payment plus any other miscellaneous items that might be due. |
Prepayment Policy and Fees | The lease is non-cancelable and may not be terminated early. |
Business Lease Agreements
**Payment solutions provided and serviced by Dell Financial Services L.L.C. or its affiliate or designee (“DFS”) for qualified customers. Offers may not be available or may vary in certain countries. Where available offers may be changed without notice and are subject to product availability, applicable law, credit approval, documentation provided by and acceptable to DFS and may be subject to minimum transaction size. Offers not available for personal, family or household use. Dell and the Dell logo are trademarks of Dell Inc. Restrictions and additional requirements may apply to transactions with governmental or public entities. CALIFORNIA: Loans made or arranged pursuant to California Finance Lenders Law license #6037884. FINANCE LEASE: At the end of the initial Finance Lease term, lessee may 1) purchase the equipment for $1 or 2) return the equipment to DFS. FAIR MARKET VALUE (“FMV”) LEASE: At the end of the initial FMV Lease term, lessee may 1) purchase the equipment for the then FMV, 2) renew the lease or 3) return the equipment to DFS.