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Dell Business Credit

Dell Business Credit is a revolving line of credit offering a simple and easy-to-use payment method for the unique IT needs of your business. Propel your business forward, seizing new opportunities and initiatives with this reliable source of capital that can be drawn upon whenever the need arises.
Easy Financing
Convenience Easy Financing
Finance and refresh your tech in one easy step
Preserve Cash Flow
Simplicity Preserve Cash Flow
Maximize your IT budget with a reliable line of credit
Predictable Payments
Value Predictable Payments
Enjoy stability and peace of mind by planning and managing your finances
DBC Dell Business Credit

Dell Business Credit Benefits


Spread payments Spread payments over time or pay in full


One stop shopping One stop shopping for your technology and financing needs


Helps preserve cash flow Helps preserve cash flow


Easy online account management Easy online account management
Manage Your Account

Click here to pay your bill and manage your account.

Express Checkout

Link your Dell Business Credit account in MyAccount for faster checkout.

Offer Details

^Dell Business Credit: Offered to business customers by WebBank, who determines qualifications for and terms of credit. Taxes, shipping and other charges are extra and vary. The Total Minimum Payment Due is the greater of either $20 or 3% of the New Balance shown on the statement rounded up to the next dollar, plus all past due amounts. Dell and the Dell logo are trademarks of Dell Inc.

Terms and Conditions

Payment Type Revolving line of credit
Billing Period Monthly, until balance is paid in full.
Interest Rate Interest rate depends on creditworthiness as determined by WebBank and will be disclosed after an application is complete up to a maximum interest rate of 29.49%
Available Credit Lines Up to $50,000, depending on creditworthiness.
Minimum Transaction Size None
Application Processing Fees None
Late Payment Fees $15 for account balances <$100
$29 for account balances >=$100 <$250
$39 for account balances >=$250
Returned Payment Fee $29
Monthly Payment Amount Not applicable
Avoid Paying Finance Charges To avoid paying finance charges, you must pay your balance in full each month, and the payment must reach us by the payment due date.
Minimum Monthly Payment The Total Minimum Payment Due is the greater of either $20 or 3% of the New Balance shown on the statement rounded up to the next dollar, plus all past due amounts.
Prepayment Policy and Fees Borrower may prepay the entire balance without penalty.
View terms and conditions in the Dell Business Credit Agreement.

FAQ



General Questions

Dell Business Credit is a revolving line of credit dedicated to your business’ technology needs. Dell Business Credit account holders enjoy access to exclusive offers, affordable monthly payments, and a seamless integration into Dell’s sales process, enabling an efficient and understandable purchase experience.

Payments

Your first payment is due approximately 30 days after the Transaction Posting date. If you have signed up for the AutoPay Plan, your first payment will be automatically deducted from your banking account, unless you have been notified otherwise.

Account

After you’ve chosen your equipment, please proceed to cart and complete all shipping details. Upon reaching the payment section, new and existing customers may select Dell Business Credit as a payment method from the menu. In some cases, we may be required to collect Beneficial Ownership (BO) information in order to complete your transaction. We will contact you if this information is required. If you have already provided BO information and have been validated, you will not be asked to provide that information again.
To reset your PIN, login to your account. Need additional help? Call the Dell Financial Services Customer Service Team at (866) 413-3355, ext. 7280875. Customer services agents are available M-F, 7AM to 8PM CT.
For further assistance or additional questions, please call (866) 413-3355. Customer services agents are available M-F, 7AM to 8PM CT.